{"name":"savings_goal","title":"Savings Goal Calculator","category":"personal-finance","description":"Months to reach a savings target at a given monthly amount, or the monthly amount needed for a fixed horizon.","price_usd":0.001,"input_schema":{"type":"object","properties":{"target_amount":{"type":"number","description":"Savings target in USD"},"current_savings":{"type":"number","description":"Amount already saved in USD"},"monthly_contribution":{"type":"number","description":"Monthly contribution in USD (time-to-goal mode)"},"target_months":{"type":"integer","description":"Months to reach the goal (solve-contribution mode)"},"annual_return":{"type":"number","description":"Expected annual return as a PERCENT (default 0)"}},"additionalProperties":false,"required":["target_amount"]}}