{"name":"payroll_estimator","title":"Employer Payroll Tax Estimator","category":"finance","description":"Employer FICA + FUTA (+ optional SUTA/benefits) cost for one W-2 annual salary. Complements labor_burden. Not a payroll system.","price_usd":0.002,"input_schema":{"type":"object","properties":{"annual_salary":{"type":"number","description":"Gross annual W-2 wages USD","x-unit":"USD"},"tax_year":{"type":"integer","description":"Tax year for SS wage base default (2024|2025|2026, default 2026)"},"ss_wage_base":{"type":"number","description":"Override SS wage base USD","x-unit":"USD"},"futa_rate":{"type":"number","description":"FUTA rate as percent (default 0.6)"},"futa_wage_base":{"type":"number","description":"FUTA wage base USD (default 7000)","x-unit":"USD"},"suta_rate":{"type":"number","description":"SUTA rate as percent (default 0 = off)"},"suta_wage_base":{"type":"number","description":"SUTA wage base USD (default 7000)","x-unit":"USD"},"annual_benefits":{"type":"number","description":"Employer-paid benefits USD/year (default 0)","x-unit":"USD"}},"additionalProperties":false,"required":["annual_salary"]}}