{"name":"loan","title":"Loan / Amortization Calculator","category":"finance","description":"Monthly payment, total paid and total interest for an amortizing loan.","price_usd":0.002,"input_schema":{"type":"object","properties":{"principal":{"type":"number","description":"Loan principal in USD"},"annual_rate_pct":{"type":"number","description":"Annual interest rate as a PERCENT (6 = 6%)"},"term_months":{"type":"integer","description":"Loan term in months (or use term_years)"},"term_years":{"type":"number","description":"Loan term in years (used if term_months omitted)"}},"additionalProperties":false,"required":["principal","annual_rate_pct"]}}