{"name":"life_insurance","title":"Life Insurance Needs Calculator (DIME)","category":"personal-finance","description":"Coverage need by the DIME method: debt + income replacement + mortgage + education, minus what you already have.","price_usd":0.001,"input_schema":{"type":"object","properties":{"annual_income":{"type":"number","description":"Annual income to replace in USD"},"income_years":{"type":"number","description":"Years of income to replace (default 10)"},"debts":{"type":"number","description":"Non-mortgage debts in USD"},"mortgage_balance":{"type":"number","description":"Outstanding mortgage balance in USD"},"num_children":{"type":"number","description":"Number of children to fund education for"},"education_per_child":{"type":"number","description":"Education fund per child in USD (default 100000)"},"final_expenses":{"type":"number","description":"Final expenses/funeral in USD (default 15000)"},"existing_coverage":{"type":"number","description":"Existing life-insurance coverage in USD"},"existing_savings":{"type":"number","description":"Savings available to the family in USD"}},"additionalProperties":false}}