{"name":"college_savings","title":"College Savings Calculator","category":"personal-finance","description":"Project the future cost of college with education inflation and the monthly contribution needed to fund it.","price_usd":0.001,"input_schema":{"type":"object","properties":{"current_cost_per_year":{"type":"number","description":"Today's cost for one year of college in USD"},"years_until_college":{"type":"number","description":"Years until college starts"},"years_in_college":{"type":"integer","description":"Number of years in college (default 4)"},"education_inflation":{"type":"number","description":"Annual education inflation as a PERCENT (default 5)"},"current_savings":{"type":"number","description":"Amount already saved in USD"},"investment_return":{"type":"number","description":"Expected annual return on savings as a PERCENT (default 6)"}},"additionalProperties":false,"required":["current_cost_per_year","years_until_college"]}}