{"name":"amortization_schedule","title":"Loan Amortization Schedule","category":"finance","description":"Full month-by-month amortization table with principal, interest, and balance columns.","price_usd":0.002,"input_schema":{"type":"object","properties":{"principal":{"type":"number","description":"Loan principal"},"annual_rate":{"type":"number","description":"Annual rate as decimal, e.g. 0.05"},"term_months":{"type":"integer","description":"Term in months (or use term_years)"},"term_years":{"type":"integer","description":"Term in years"}},"additionalProperties":false,"required":["principal","annual_rate"]}}